Educational Purpose Only

All budgeting materials, tutorials, guides, and educational content provided by plexivon are intended solely for educational and informational purposes. These resources are designed to help individuals understand basic short-term budgeting principles and should not be considered as personalised financial advice.

Our educational content does not constitute professional financial planning services or recommendations for specific financial decisions. Individual financial circumstances vary significantly, and what works for one person may not be suitable for another.

No Professional Financial Advice

plexivon and its educational materials do not provide professional financial advice, investment guidance, or personalised financial planning services. We are not licensed financial advisors, accountants, or investment professionals.

Before making any financial decisions based on concepts learned through our educational content, you should consult with qualified financial professionals who can assess your individual circumstances and provide appropriate guidance.

Limitation of Liability

plexivon, its owners, employees, contributors, and affiliates shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of our educational materials or website content.

We do not guarantee any specific financial outcomes or results from using our budgeting education resources. Individual results will vary based on personal circumstances, effort applied, and external economic factors beyond our control.

Users acknowledge that they use our educational content at their own risk and are solely responsible for any decisions made based on information provided through our platform.

Information Accuracy and "As Is" Provision

While we strive to provide accurate and up-to-date educational information, plexivon makes no warranties or representations regarding the completeness, accuracy, or reliability of any content on our website.

All information is provided "as is" without warranty of any kind, either express or implied. We reserve the right to modify, update, or remove content without prior notice as educational best practices evolve.

Economic conditions, tax laws, and financial regulations change frequently. Information that was accurate at the time of publication may become outdated, and users should verify current information with appropriate professional sources.

External Links and Third-Party Content

Our educational materials may contain links to external websites or reference third-party resources for additional learning. plexivon does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Links to external resources are provided solely for educational convenience and do not constitute an endorsement of their content or services. Users access external links at their own discretion and risk.

User Responsibility and Acknowledgment

By accessing and using plexivon's educational content, you acknowledge that you understand the educational nature of our materials and accept full responsibility for how you choose to apply any information learned.

You agree to use our educational resources responsibly and understand that budgeting success depends on consistent personal effort, changing financial circumstances, and factors beyond the scope of our educational content.

Users must be at least 18 years of age to access our educational materials independently. Minors should use our content only with appropriate adult supervision and guidance.

Intellectual Property Rights

All educational content, including but not limited to text, graphics, logos, images, and software, is the property of plexivon and is protected by Australian and international copyright laws.

Users may access and use our educational materials for personal, non-commercial educational purposes only. Reproduction, distribution, or commercial use of any content without express written permission is strictly prohibited.

Modifications to Terms

plexivon reserves the right to update or modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our website. Continued use of our educational resources following any modifications constitutes acceptance of the updated terms.

We recommend reviewing this disclaimer periodically to stay informed of any changes that may affect your use of our educational materials.